The key difference between a circuit breaker and a sidecar is what stops. When the index falls 8%, the entire market halts for 20 minutes; when futures move 5%, only program trading halts for 5 minutes.
A pension savings fund can only hold domestically listed ETFs, and leverage and inverse ETFs are prohibited. A 0.5 percentage point difference in total fees separates roughly 11 million won over 20 years of 6 million won annual contributions — here is the order of checks to confirm.
CMA daily interest comes from how the firm invests your funds — RP type uses government bond collateral; promissory note type runs on the firm's own credit. The yield gap is a risk gap. Only the Jongeum type has deposit protection. Know the structure before the rate.
Pension savings 6M won, combined with IRP 9M won — the credit calculation is just two numbers: limit and rate. 16.5% vs. 13.2% splits at the 55M won salary line. This guide shows the formula behind up to 1,485,000 won in refunds and which account to fill first.
Same gold, different taxes: physical bars, the KRX gold market, gold banking, and gold ETFs are taxed completely differently. This guide maps the routes — tax exemption, 15.4% withholding, and 22% capital gains — with fees included.
Same index, different won returns — the (H) label determines it. Unhedged products reflect the exchange rate; hedged ones cancel it with forwards but charge a premium equal to the Korea-US rate gap. Scenario tables and account-type criteria help you decide.
Domestic dividends start with 15.4% withholding; above 20 million won they roll into comprehensive taxation. From 2026, high-dividend companies add a third track at 15.4–33%. Rate tables and examples break down all three paths.
IPO subscriptions split into equal and proportional allotment. Equal gives every minimum-unit subscriber the same slot; proportional rewards larger deposits. This guide covers both sets of arithmetic — including how you can end up with zero shares.
The key to overseas stock capital gains tax is the annual 2.5 million won basic deduction. Designing your sell timing and the order of loss offsets can legally reduce your tax burden. This guide walks through the calculation structure and the traps that are easy to miss.
Choosing an ISA type goes beyond tax benefits — it determines investable products, management style, and fees. This note covers the practical differences and the must-check items before transferring.