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#이자소득세 2 posts

Korean CMA Accounts: Which Types Are Deposit-Insured?

Among Korean brokerage CMA accounts, only the jonggeum type carries deposit insurance. The 2025 increase of the protection cap to 100 million won left RP-type and issued-note types outside the system entirely.

Personal FinanceSep 7, 20266 min

Low-Coupon Bond Tax Math: Same 3.5% Yield, 0.37pp Apart After Tax

In Korea, individual bonds are taxed only on coupon interest at 15.4%, while capital gains go untaxed. Two bonds with identical 3.5% pre-tax yields end up 0.37 percentage points apart after tax over three years. Here is the calculation, step by step.

Personal FinanceSep 5, 20267 min